Customized Mortgage Solutions

Customized Mortgage Solutions: Tailored to Your Needs

At SGS Mortgage, we believe that no two clients are the same, and we’re committed to providing custom mortgage solutions designed to meet your specific financial goals and circumstances. Whether you’re a self-employed borrower, working with less-than-perfect credit, or in need of a jumbo loan, we’ve got you covered.

Our team of experts takes the time to understand your unique financial situation, so we can recommend a mortgage solution that works best for you. We’re here to ensure you get the right loan to help you achieve your homeownership dreams , whether through self-employed home loans or other flexible lending options tailored to your needs.

Why Choose SGS Mortgage?

1. Solutions for Self-Employed Borrowers

Being self-employed comes with its own set of challenges when it comes to securing a mortgage. At SGS Mortgage, we understand the complexities of self-employment income and can help you find a mortgage option that takes into account your specific income streams. Whether you’re a freelancer, business owner, or contractor, we’ll work with you to find a financing solution that fits your financial profile.

2. Options for Borrowers with Less-Than-Perfect Credit

Don’t let past credit issues hold you back. We offer a range of mortgage products for borrowers with less-than-perfect credit. Whether you’ve experienced setbacks due to unforeseen circumstances or have a limited credit history, we can help you explore options that allow you to move forward with your home purchase or refinancing plans.

3. Jumbo Loans for High-Value Properties

If you’re looking to purchase a high-value property, a jumbo loan might be the right solution. We offer competitive rates and flexible terms for jumbo loans that exceed conventional loan limits. Whether you’re buying a luxury home or a large estate, we’ll help you navigate the complexities of jumbo loan financing and secure a loan that meets your needs.

4. Flexible Loan Options

From fixed-rate and adjustable-rate mortgages (ARMs) to interest-only loans, government-backed loans (FHA, VA, USDA), and more, we offer a variety of options that can be customized to suit your goals. We’ll take the time to discuss all of your options, explain the pros and cons of each, and help you choose the loan that fits your budget, lifestyle, and long-term plans.
How We Work with You: A Personalized Approach
Consultation: Our process starts with a thorough consultation to understand your financial situation, goals, and challenges. We want to know where you’re at, so we can help you get where you want to be.
Customized Loan Solutions: Based on your needs, we’ll tailor mortgage options that make sense for you. We’ll explain all available options, ensure you understand your choices, and work with you to find the best terms.
Ongoing Support: Our commitment doesn’t end once your mortgage is secured. We’re here for you throughout the life of your loan, offering guidance and advice whenever you need it.

Get the Perfect Mortgage Solution Today

At SGS Mortgage, we’re not just about offering loans—we’re about offering solutions that work for you. Whether you’re purchasing your first home, refinancing, or looking for a loan that suits your unique financial situation, our team is here to provide the support and expertise you need.

Ready to get started?
Contact us today to schedule a personalized consultation and discover the customized mortgage solution that’s right for you.

Frequently Asked Questions

What is an SMSF loan?

A loan used by your Self-Managed Super Fund to buy investment property.

Can I use my super to buy property?

Yes, if it’s through a compliant SMSF setup.

Why choose SGS Mortgages?

We offer expert guidance and tailored SMSF loan solutions.

What are the benefits?

Grow your super, diversify investments, and gain more control.

What type of property can my SMSF buy?

Your SMSF can buy residential or commercial property for investment only. It can’t be used by you or your family and must meet ATO rules.

Customized Mortgage Solutions