1. ID Documents
a) Passport Copy (and Visa grant letter for foreign passport holder)
b) Driving License Copy (showing the current address)
c) Medicare Card Copy
2. INCOME Documents / PAYG Employees
a) 3 Recent Pay slips
b) PAYG Summary for 2022-23
c) Recent 3 months’ salary credit statement
d) Recent 3 months statement for Salary Packaging (if applicable)
3. INCOME Documents / Self Employed
a) Last 2-year Individual Tax Returns and Notice of Assessment
b) Last 2-year Company Tax Return, Profit & Loss statement and Balance Sheet for Directors
c) Trust Tax Returns and Deed, if Trust is involved in income distribution
4. INCOME Verification / Rent and FTB
a) Rental Income – Recent 2 rental statement/Invoice from your Real Estate Agent OR Rental Appraisal for your proposed Investment Property from a Real Estate Agent
b) Last 3 months bank statement where rent is deposited
c) Family Tax Benefits, – Latest Centrelink fortnightly Statement
5. LIABILITY Statements**(Refer to Notes below)
a) Credit Cards / Store Cards – Recent Statement
b) Car Loans and Personal Loans – Recent 6 Months
c) Existing Home Loans – Recent 6 Months Statements
d) Centrelink Debts – Recent Statement showing the amount owing and repayment
e) HELP/HECS – Document to evidence the limit and outstanding balance
f) Recent statement for any other liability not mentioned above.
6. SAVINGS FOR PURCHASE / Shortfall Amount
a) Recent 3 months statement of saving bank account
7. REFINANCE / Debt Consolidation
a) Last 6 Months Statement of Home loan to be refinanced.
b) Recent council Rate Notice for the property to be refinanced
c) Credit Cards Closure – Last 3 months statement
d) Personal Loan / Car Loan Closure – Last 6 months statement
**Note
Online transaction summary of Bank Statement showing only account number is NOT acceptable. The liability statement must show the limit, current balance, and account ownership details. If original statements are not available for the specific period, you may provide the printout of online transaction summary showing the running balance for the required period and a recent original statement to confirm the account ownership.